Day: February 13, 2019

No Sugar Cravings Anymore

I’m trying to put on a just a teeny weeny bit of weight back. Just before CNY, my weight went down to 44.1 kg. That’s almost my weight when I was a teenager!

It’s a surprise that after my fibroid removal 1.5 years ago, my body just does not crave for anything sweet anymore.  Foods that are greasy turn me off.  It’s as if my body knows that these are toxins which could potentially cause another fibroid to grow in my uterus.

Would you believe me if I told you that I don’t have much food cravings? I used to be a durian lover but not anymore. My throat would sting each time something terribly sweet touches it.  My throat has transformed into a hyper state, where if I eat anything that’s overly sweet or fried with recycled oil, it would burn!  Guess this is a blessing in disguise as I don’t touch sweet and fried foods  as often as I used to. I hardly eat them these days. This is also why I lost some weight when I removed considerable amount of sweet and greasy foods from my diet, but not completely.  We still need a little sugar and oil in our body.

I now have a better ‘allowance’ to work around, meaning I can afford to pop in a few cookies (reduced sugar ones) or a miniscule piece of almond chocolate in the morning 🤗

For breakfast today, I had a small piece of wholemeal bread with organic butter and some cookies, followed by half a packet of organic roasted Korean seaweed.

I recently stumbled upon this Korean brand of organic seaweed at D’ Market supermarket and I’m so glad that it’s sugar-free and low in sodium and oil.  Super happy that the seaweed slices are not salty and oily which our girls and I can munch on guiltlessly! 😊

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Protecting Your Future With Insurance

This post is brought to you by Mason Finance.

I can’t stress enough how important it is for everyone to have insurance to protect their future.  My insurance carrier has taken care of  my kids and my own medical bills far too many times and had I not purchased an insurance in the first place, I would have to pinch from my savings to pay for these exorbitant bills caused by unforeseen circumstances.

A friend of mine who recently lost her husband in a shocking murder case had a huge ‘windfall’ as her late husband (who was an insurance agent) had purchased an expensive life insurance for himself. Thankfully for that huge sum of money, the funeral expenses, their children’s tertiary education and daily expenses are fully taken care of.

group of people attending burial

Some people believe that they can save enough money to replace their assets should anything happen to them. The problem is that, in most cases, the expenses incurred after an accident, the death of a loved one, or a disability are beyond any savings or wealth that a person may have accumulated and it is for this reason that insurance is such an important component of your financial planning.

Buying a life insurance can be complicated but if you understand the different types of insurances, for eg. life-settlement vs. reverse insurance, cash value vs. reverse life insurance, etc., it will be easier for you to decide which type of insurance to purchase to suit your lifestyle.

Advantages of Life Insurance

1.  Life insurance provides an infusion of cash for dealing with the adverse financial consequences of the insured’s death.

2.  Life insurance enjoys favorable tax treatment unlike any other financial instrument.

3.  Many life insurance policies are exceptionally flexible in terms of adjusting to the policyholder’s needs. The death benefit may be decreased at any time and the premiums may be easily reduced, skipped or increased.

4. Permanent life insurance policies accumulate a cash value over the life of the policy that can be borrowed against tax-free. These policies can be used to supplement your retirement if your other investments fall short. These policies often come with fairly high fees, so be sure to compare the costs to those of other investment vehicles.

woman holding baby sitting on green grass field under sunset

Life insurance is essential. It’s a need and not a want. But many of us choose to ignore the reality of what would happen if we were to die unexpectedly without the proper protection. The results could be devastating for your surviving family members, leaving them with a huge bill for your final expenses, or even worse, loss of the family home because they can no longer cover the mortgage.

If you’re wondering why life insurance is important, do give a serious thought on the potentially devastating consequences of not having coverage to financially protect the people that you love.

Start today and shop around online, as well as in person, so that you get several life insurance quotes from different companies before you purchase any type of coverage. Doing this will give you a better idea of what’s available.

 

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HEALTH FREAK MOMMY